Columbia County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $271,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,810 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $271,200 |
| Washington median home value | $564,600 |
| Limit ÷ median home value | 3.07× |
| Median household income | $71,810 |
| Median home value ÷ income | 3.8× |
| Population | 4,014 |
| Median property tax paid (owners) | $2,303 |
| Effective property tax rate (approx.) | 0.85% |
| Owner-occupied homes | 77.7% |
| Home value rank in Washington | 38 of 39 counties |
| Neighbor: Umatilla County, OR | limit $832,750; median home $282,600 |
| Neighbor: Wallowa County, OR | limit $832,750; median home $394,800 |
| Neighbor: Franklin County, WA | limit $832,750; median home $379,300 |
| Neighbor: Garfield County, WA | limit $832,750; median home $239,200 |
| Neighbor: Walla Walla County, WA | limit $832,750; median home $408,900 |
| Neighbor: Whitman County, WA | limit $832,750; median home $359,600 |
Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Columbia County's median home value is 52% below the state median of $564,600 (rank 38 of 39). Among its 6 neighboring counties, Walla Walla County has the highest median home value ($408,900) and Garfield County the lowest ($239,200); all share the same loan limit. Owners pay a median $2,303 a year in property tax, an effective rate of about 0.85% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Franklin County, WA
- 2026 conforming loan limit: Garfield County, WA
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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