Clallam County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $421,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,370 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $421,800 |
| Washington median home value | $564,600 |
| Limit ÷ median home value | 1.97× |
| Median household income | $70,370 |
| Median home value ÷ income | 6.0× |
| Population | 77,813 |
| Median property tax paid (owners) | $3,050 |
| Effective property tax rate (approx.) | 0.72% |
| Owner-occupied homes | 73.7% |
| Home value rank in Washington | 17 of 39 counties |
| Neighbor: Jefferson County, WA | limit $832,750; median home $535,000 |
| Neighbor: San Juan County, WA | limit $832,750; median home $799,200 |
Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Clallam County's median home value is 25% below the state median of $564,600 (rank 17 of 39). Among its 2 neighboring counties, San Juan County has the highest median home value ($799,200) and Jefferson County the lowest ($535,000); all share the same loan limit. Owners pay a median $3,050 a year in property tax, an effective rate of about 0.72% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Clarendon County, SC
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- 2026 conforming loan limit: Clark County, AR
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Last updated 2026-10-16. Data only, not financial or tax advice.