Clark County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,208 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $216,900 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 3.84× |
| Median household income | $55,208 |
| Median home value ÷ income | 3.9× |
| Population | 849 |
| Median property tax paid (owners) | $713 |
| Effective property tax rate (approx.) | 0.33% |
| Owner-occupied homes | 61.3% |
| Home value rank in Idaho | 43 of 44 counties |
| Neighbor: Butte County, ID | limit $832,750; median home $217,600 |
| Neighbor: Fremont County, ID | limit $832,750; median home $314,200 |
| Neighbor: Jefferson County, ID | limit $832,750; median home $408,400 |
| Neighbor: Lemhi County, ID | limit $832,750; median home $326,100 |
| Neighbor: Beaverhead County, MT | limit $832,750; median home $308,300 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Clark County's median home value is 48% below the state median of $418,600 (rank 43 of 44). Among its 5 neighboring counties, Jefferson County has the highest median home value ($408,400) and Butte County the lowest ($217,600); all share the same loan limit. Owners pay a median $713 a year in property tax, an effective rate of about 0.33% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clarendon County, SC
- 2026 conforming loan limit: Clarion County, PA
- 2026 conforming loan limit: Clark County, AR
- 2026 conforming loan limit: Clark County, IL
- 2026 conforming loan limit: Clark County, IN
- 2026 conforming loan limit: Clark County, KS
- 2026 conforming loan limit: Clark County, KY
- 2026 conforming loan limit: Clark County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.