Clark County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $205,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,348 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $205,800 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 4.05× |
| Median household income | $64,348 |
| Median home value ÷ income | 3.2× |
| Population | 37,192 |
| Median property tax paid (owners) | $1,451 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 70.7% |
| Home value rank in Kentucky | 25 of 120 counties |
| Neighbor: Bourbon County, KY | limit $832,750; median home $229,300 |
| Neighbor: Estill County, KY | limit $832,750; median home $119,500 |
| Neighbor: Fayette County, KY | limit $832,750; median home $293,500 |
| Neighbor: Madison County, KY | limit $832,750; median home $232,000 |
| Neighbor: Montgomery County, KY | limit $832,750; median home $172,200 |
| Neighbor: Powell County, KY | limit $832,750; median home $141,100 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clark County's median home value is 0% above the state median of $205,600 (rank 25 of 120). Among its 6 neighboring counties, Fayette County has the highest median home value ($293,500) and Estill County the lowest ($119,500); all share the same loan limit. Owners pay a median $1,451 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clark County, IL
- 2026 conforming loan limit: Clark County, IN
- 2026 conforming loan limit: Clark County, KS
- 2026 conforming loan limit: Clark County, MO
- 2026 conforming loan limit: Clark County, NV
- 2026 conforming loan limit: Clark County, OH
- 2026 conforming loan limit: Clark County, SD
- 2026 conforming loan limit: Clark County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.