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2026 conforming loan limit: Clark County, IN

Quick answer

Clark County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $222,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,214 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$222,900
Indiana median home value$218,200
Limit ÷ median home value3.74×
Median household income$74,214
Median home value ÷ income3.0×
Population124,354
Median property tax paid (owners)$1,716
Effective property tax rate (approx.)0.77%
Owner-occupied homes74.7%
Home value rank in Indiana21 of 92 counties
Neighbor: Floyd County, INlimit $832,750; median home $251,000
Neighbor: Jefferson County, INlimit $832,750; median home $194,600
Neighbor: Scott County, INlimit $832,750; median home $158,400
Neighbor: Washington County, INlimit $832,750; median home $172,200
Neighbor: Jefferson County, KYlimit $832,750; median home $248,400
Neighbor: Oldham County, KYlimit $832,750; median home $393,100
Neighbor: Trimble County, KYlimit $832,750; median home $172,000

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clark County's median home value is 2% above the state median of $218,200 (rank 21 of 92). Among its 7 neighboring counties, Oldham County has the highest median home value ($393,100) and Scott County the lowest ($158,400); all share the same loan limit. Owners pay a median $1,716 a year in property tax, an effective rate of about 0.77% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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