Clark County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $132,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,927 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $132,400 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 6.29× |
| Median household income | $72,927 |
| Median home value ÷ income | 1.8× |
| Population | 15,266 |
| Median property tax paid (owners) | $2,064 |
| Effective property tax rate (approx.) | 1.56% |
| Owner-occupied homes | 80.3% |
| Home value rank in Illinois | 54 of 102 counties |
| Neighbor: Coles County, IL | limit $832,750; median home $127,400 |
| Neighbor: Crawford County, IL | limit $832,750; median home $121,100 |
| Neighbor: Cumberland County, IL | limit $832,750; median home $126,000 |
| Neighbor: Edgar County, IL | limit $832,750; median home $97,300 |
| Neighbor: Jasper County, IL | limit $832,750; median home $125,500 |
| Neighbor: Sullivan County, IN | limit $832,750; median home $131,100 |
| Neighbor: Vigo County, IN | limit $832,750; median home $148,500 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clark County's median home value is 50% below the state median of $263,300 (rank 54 of 102). Among its 7 neighboring counties, Vigo County has the highest median home value ($148,500) and Edgar County the lowest ($97,300); all share the same loan limit. Owners pay a median $2,064 a year in property tax, an effective rate of about 1.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clarion County, PA
- 2026 conforming loan limit: Clark County, AR
- 2026 conforming loan limit: Clark County, ID
- 2026 conforming loan limit: Clark County, IN
- 2026 conforming loan limit: Clark County, KS
- 2026 conforming loan limit: Clark County, KY
- 2026 conforming loan limit: Clark County, MO
- 2026 conforming loan limit: Clark County, NV
Last updated 2026-10-16. Data only, not financial or tax advice.