Claiborne County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,379 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,900 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 5.21× |
| Median household income | $49,379 |
| Median home value ÷ income | 3.2× |
| Population | 32,466 |
| Median property tax paid (owners) | $777 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 72.2% |
| Home value rank in Tennessee | 75 of 95 counties |
| Neighbor: Bell County, KY | limit $832,750; median home $89,000 |
| Neighbor: Whitley County, KY | limit $832,750; median home $131,800 |
| Neighbor: Campbell County, TN | limit $832,750; median home $186,500 |
| Neighbor: Grainger County, TN | limit $832,750; median home $189,200 |
| Neighbor: Hancock County, TN | limit $832,750; median home $134,500 |
| Neighbor: Union County, TN | limit $832,750; median home $204,000 |
| Neighbor: Lee County, VA | limit $832,750; median home $98,900 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Claiborne County's median home value is 44% below the state median of $286,700 (rank 75 of 95). Among its 7 neighboring counties, Union County has the highest median home value ($204,000) and Bell County the lowest ($89,000); all share the same loan limit. Owners pay a median $777 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Citrus County, FL
- 2026 conforming loan limit: Clackamas County, OR
- 2026 conforming loan limit: Claiborne County, MS
- 2026 conforming loan limit: Claiborne Parish, LA
- 2026 conforming loan limit: Clallam County, WA
- 2026 conforming loan limit: Clare County, MI
- 2026 conforming loan limit: Clarendon County, SC
- 2026 conforming loan limit: Clarion County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.