Churchill County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $329,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,163 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $329,900 |
| Nevada median home value | $435,400 |
| Limit ÷ median home value | 2.52× |
| Median household income | $79,163 |
| Median home value ÷ income | 4.2× |
| Population | 25,805 |
| Median property tax paid (owners) | $1,758 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 69.9% |
| Home value rank in Nevada | 7 of 17 counties |
| Neighbor: Lander County, NV | limit $832,750; median home $213,800 |
| Neighbor: Lyon County, NV | limit $832,750; median home $366,100 |
| Neighbor: Mineral County, NV | limit $832,750; median home $156,200 |
| Neighbor: Nye County, NV | limit $832,750; median home $290,900 |
| Neighbor: Pershing County, NV | limit $832,750; median home $179,500 |
| Neighbor: Washoe County, NV | limit $832,750; median home $539,900 |
Across Nevada's 17 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Churchill County's median home value is 24% below the state median of $435,400 (rank 7 of 17). Among its 6 neighboring counties, Washoe County has the highest median home value ($539,900) and Mineral County the lowest ($156,200); all share the same loan limit. Owners pay a median $1,758 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Churchill County, Nevada?
Churchill County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $329,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,163 (FHFA; Census ACS 2020–2024).
What is the median home value in Churchill County, Nevada?
The median owner-occupied home value in Churchill County is $329,900 (ACS 2020–2024), versus $435,400 statewide.
Do I need a jumbo loan in Churchill County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $329,900, so the cap is 2.52 times the typical home value.
Related
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- 2026 conforming loan limit: Eureka County, NV
Last updated Oct 18, 2026, 10:02 PM ET. Data only, not financial or tax advice.
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