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2026 conforming loan limit: Beaver County, PA

Quick answer

Beaver County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $190,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,089 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$190,900
Pennsylvania median home value$254,500
Limit ÷ median home value4.36×
Median household income$71,089
Median home value ÷ income2.7×
Population166,324
Median property tax paid (owners)$2,704
Effective property tax rate (approx.)1.42%
Owner-occupied homes75.0%
Home value rank in Pennsylvania37 of 67 counties
Neighbor: Columbiana County, OHlimit $832,750; median home $151,600
Neighbor: Allegheny County, PAlimit $832,750; median home $227,600
Neighbor: Butler County, PAlimit $832,750; median home $294,200
Neighbor: Lawrence County, PAlimit $832,750; median home $147,200
Neighbor: Washington County, PAlimit $832,750; median home $228,500
Neighbor: Hancock County, WVlimit $832,750; median home $130,800

Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Beaver County's median home value is 25% below the state median of $254,500 (rank 37 of 67). Among its 6 neighboring counties, Butler County has the highest median home value ($294,200) and Hancock County the lowest ($130,800); all share the same loan limit. Owners pay a median $2,704 a year in property tax, an effective rate of about 1.42% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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