Beckham County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,328 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $143,500 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 5.80× |
| Median household income | $53,328 |
| Median home value ÷ income | 2.7× |
| Population | 22,148 |
| Median property tax paid (owners) | $1,207 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 67.8% |
| Home value rank in Oklahoma | 43 of 77 counties |
| Neighbor: Custer County, OK | limit $832,750; median home $181,500 |
| Neighbor: Greer County, OK | limit $832,750; median home $109,100 |
| Neighbor: Harmon County, OK | limit $832,750; median home $79,700 |
| Neighbor: Kiowa County, OK | limit $832,750; median home $96,100 |
| Neighbor: Roger Mills County, OK | limit $832,750; median home $157,800 |
| Neighbor: Washita County, OK | limit $832,750; median home $118,400 |
| Neighbor: Collingsworth County, TX | limit $832,750; median home $104,000 |
| Neighbor: Wheeler County, TX | limit $832,750; median home $106,100 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Beckham County's median home value is 28% below the state median of $199,800 (rank 43 of 77). Among its 8 neighboring counties, Custer County has the highest median home value ($181,500) and Harmon County the lowest ($79,700); all share the same loan limit. Owners pay a median $1,207 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Bedford County, VA
- 2026 conforming loan limit: Bee County, TX
- 2026 conforming loan limit: Belknap County, NH
Last updated 2026-10-16. Data only, not financial or tax advice.