Bedford County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $281,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,225 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $281,200 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 2.96× |
| Median household income | $67,225 |
| Median home value ÷ income | 4.2× |
| Population | 52,237 |
| Median property tax paid (owners) | $1,345 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 71.9% |
| Home value rank in Tennessee | 19 of 95 counties |
| Neighbor: Coffee County, TN | limit $832,750; median home $246,800 |
| Neighbor: Lincoln County, TN | limit $832,750; median home $229,700 |
| Neighbor: Marshall County, TN | limit $832,750; median home $279,800 |
| Neighbor: Moore County, TN | limit $832,750; median home $285,300 |
| Neighbor: Rutherford County, TN | limit $1,029,250; median home $382,600 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Bedford County's median home value is 2% below the state median of $286,700 (rank 19 of 95). Among its 5 neighboring counties, Rutherford County has the highest median home value ($382,600) and Lincoln County the lowest ($229,700); 1 neighbor(s) have a different loan limit. Owners pay a median $1,345 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Becker County, MN
- 2026 conforming loan limit: Beckham County, OK
- 2026 conforming loan limit: Bedford County, PA
- 2026 conforming loan limit: Bedford County, VA
- 2026 conforming loan limit: Bee County, TX
- 2026 conforming loan limit: Belknap County, NH
- 2026 conforming loan limit: Bell County, KY
- 2026 conforming loan limit: Bell County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.