Belknap County, New Hampshire has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $374,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $92,783 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $374,900 |
| New Hampshire median home value | $402,500 |
| Limit ÷ median home value | 2.22× |
| Median household income | $92,783 |
| Median home value ÷ income | 4.0× |
| Population | 64,659 |
| Median property tax paid (owners) | $4,924 |
| Effective property tax rate (approx.) | 1.31% |
| Owner-occupied homes | 80.1% |
| Home value rank in New Hampshire | 4 of 10 counties |
| Neighbor: Carroll County, NH | limit $832,750; median home $388,900 |
| Neighbor: Grafton County, NH | limit $832,750; median home $344,500 |
| Neighbor: Merrimack County, NH | limit $832,750; median home $367,600 |
| Neighbor: Strafford County, NH | limit $962,550; median home $362,800 |
Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Belknap County's median home value is 7% below the state median of $402,500 (rank 4 of 10). Among its 4 neighboring counties, Carroll County has the highest median home value ($388,900) and Grafton County the lowest ($344,500); 1 neighbor(s) have a different loan limit. Owners pay a median $4,924 a year in property tax, an effective rate of about 1.31% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Belmont County, OH
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- 2026 conforming loan limit: Ben Hill County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.