Beltrami County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $237,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,975 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $237,500 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 3.51× |
| Median household income | $68,975 |
| Median home value ÷ income | 3.4× |
| Population | 46,512 |
| Median property tax paid (owners) | $2,309 |
| Effective property tax rate (approx.) | 0.97% |
| Owner-occupied homes | 70.1% |
| Home value rank in Minnesota | 42 of 87 counties |
| Neighbor: Cass County, MN | limit $832,750; median home $288,300 |
| Neighbor: Clearwater County, MN | limit $832,750; median home $192,100 |
| Neighbor: Hubbard County, MN | limit $832,750; median home $282,600 |
| Neighbor: Itasca County, MN | limit $832,750; median home $225,200 |
| Neighbor: Koochiching County, MN | limit $832,750; median home $156,600 |
| Neighbor: Lake Of The Woods County, MN | limit $832,750; median home $216,100 |
| Neighbor: Marshall County, MN | limit $832,750; median home $164,500 |
| Neighbor: Pennington County, MN | limit $832,750; median home $195,500 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Beltrami County's median home value is 28% below the state median of $329,300 (rank 42 of 87). Among its 8 neighboring counties, Cass County has the highest median home value ($288,300) and Koochiching County the lowest ($156,600); all share the same loan limit. Owners pay a median $2,309 a year in property tax, an effective rate of about 0.97% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Bell County, KY
- 2026 conforming loan limit: Bell County, TX
- 2026 conforming loan limit: Belmont County, OH
- 2026 conforming loan limit: Ben Hill County, GA
- 2026 conforming loan limit: Benewah County, ID
- 2026 conforming loan limit: Bennett County, SD
- 2026 conforming loan limit: Bennington County, VT
- 2026 conforming loan limit: Benson County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.