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2026 conforming loan limit: Becker County, MN

Quick answer

Becker County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $291,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,388 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$291,000
Minnesota median home value$329,300
Limit ÷ median home value2.86×
Median household income$71,388
Median home value ÷ income4.1×
Population35,343
Median property tax paid (owners)$2,014
Effective property tax rate (approx.)0.69%
Owner-occupied homes77.2%
Home value rank in Minnesota18 of 87 counties
Neighbor: Clay County, MNlimit $832,750; median home $265,500
Neighbor: Clearwater County, MNlimit $832,750; median home $192,100
Neighbor: Hubbard County, MNlimit $832,750; median home $282,600
Neighbor: Mahnomen County, MNlimit $832,750; median home $161,900
Neighbor: Norman County, MNlimit $832,750; median home $147,100
Neighbor: Otter Tail County, MNlimit $832,750; median home $273,000
Neighbor: Wadena County, MNlimit $832,750; median home $173,000

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Becker County's median home value is 12% below the state median of $329,300 (rank 18 of 87). Among its 7 neighboring counties, Hubbard County has the highest median home value ($282,600) and Norman County the lowest ($147,100); all share the same loan limit. Owners pay a median $2,014 a year in property tax, an effective rate of about 0.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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