Beaver County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 6.4 times the county's median home value of $130,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,276 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $130,100 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 6.40× |
| Median household income | $64,276 |
| Median home value ÷ income | 2.0× |
| Population | 5,028 |
| Median property tax paid (owners) | $1,020 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 80.9% |
| Home value rank in Oklahoma | 52 of 77 counties |
| Neighbor: Clark County, KS | limit $832,750; median home $87,600 |
| Neighbor: Meade County, KS | limit $832,750; median home $148,900 |
| Neighbor: Seward County, KS | limit $832,750; median home $136,500 |
| Neighbor: Ellis County, OK | limit $832,750; median home $119,100 |
| Neighbor: Harper County, OK | limit $832,750; median home $99,200 |
| Neighbor: Texas County, OK | limit $832,750; median home $163,500 |
| Neighbor: Lipscomb County, TX | limit $832,750; median home $124,300 |
| Neighbor: Ochiltree County, TX | limit $832,750; median home $134,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Beaver County's median home value is 35% below the state median of $199,800 (rank 52 of 77). Among its 8 neighboring counties, Texas County has the highest median home value ($163,500) and Clark County the lowest ($87,600); all share the same loan limit. Owners pay a median $1,020 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Beaufort County, NC
- 2026 conforming loan limit: Beaufort County, SC
- 2026 conforming loan limit: Beauregard Parish, LA
- 2026 conforming loan limit: Beaver County, PA
- 2026 conforming loan limit: Beaver County, UT
- 2026 conforming loan limit: Beaverhead County, MT
- 2026 conforming loan limit: Becker County, MN
- 2026 conforming loan limit: Beckham County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.