Beaufort County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 1.8 times the county's median home value of $455,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,573 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $455,600 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 1.83× |
| Median household income | $86,573 |
| Median home value ÷ income | 5.3× |
| Population | 195,289 |
| Median property tax paid (owners) | $2,174 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 75.9% |
| Home value rank in South Carolina | 2 of 46 counties |
| Neighbor: Colleton County, SC | limit $832,750; median home $162,500 |
| Neighbor: Hampton County, SC | limit $832,750; median home $112,000 |
| Neighbor: Jasper County, SC | limit $832,750; median home $325,500 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Beaufort County's median home value is 76% above the state median of $259,000 (rank 2 of 46). Among its 3 neighboring counties, Jasper County has the highest median home value ($325,500) and Hampton County the lowest ($112,000); all share the same loan limit. Owners pay a median $2,174 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.