Atoka County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,785 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $157,600 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 5.28× |
| Median household income | $54,785 |
| Median home value ÷ income | 2.9× |
| Population | 14,379 |
| Median property tax paid (owners) | $872 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 74.4% |
| Home value rank in Oklahoma | 33 of 77 counties |
| Neighbor: Bryan County, OK | limit $832,750; median home $174,900 |
| Neighbor: Choctaw County, OK | limit $832,750; median home $126,500 |
| Neighbor: Coal County, OK | limit $832,750; median home $115,700 |
| Neighbor: Johnston County, OK | limit $832,750; median home $116,500 |
| Neighbor: Pittsburg County, OK | limit $832,750; median home $156,900 |
| Neighbor: Pushmataha County, OK | limit $832,750; median home $132,300 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Atoka County's median home value is 21% below the state median of $199,800 (rank 33 of 77). Among its 6 neighboring counties, Bryan County has the highest median home value ($174,900) and Coal County the lowest ($115,700); all share the same loan limit. Owners pay a median $872 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Athens County, OH
- 2026 conforming loan limit: Atkinson County, GA
- 2026 conforming loan limit: Atlantic County, NJ
- 2026 conforming loan limit: Attala County, MS
- 2026 conforming loan limit: Audrain County, MO
- 2026 conforming loan limit: Audubon County, IA
- 2026 conforming loan limit: Auglaize County, OH
- 2026 conforming loan limit: Augusta County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.