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2026 conforming loan limit: Audubon County, IA

Quick answer

Audubon County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $121,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,229 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$121,900
Iowa median home value$208,000
Limit ÷ median home value6.83×
Median household income$58,229
Median home value ÷ income2.1×
Population5,599
Median property tax paid (owners)$1,634
Effective property tax rate (approx.)1.34%
Owner-occupied homes76.2%
Home value rank in Iowa87 of 99 counties
Neighbor: Adair County, IAlimit $832,750; median home $160,400
Neighbor: Carroll County, IAlimit $832,750; median home $176,000
Neighbor: Cass County, IAlimit $832,750; median home $150,300
Neighbor: Crawford County, IAlimit $832,750; median home $153,700
Neighbor: Guthrie County, IAlimit $832,750; median home $180,100
Neighbor: Shelby County, IAlimit $832,750; median home $164,000

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Audubon County's median home value is 41% below the state median of $208,000 (rank 87 of 99). Among its 6 neighboring counties, Guthrie County has the highest median home value ($180,100) and Cass County the lowest ($150,300); all share the same loan limit. Owners pay a median $1,634 a year in property tax, an effective rate of about 1.34% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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