Austin County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $296,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,789 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $296,900 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.80× |
| Median household income | $75,789 |
| Median home value ÷ income | 3.9× |
| Population | 31,170 |
| Median property tax paid (owners) | $3,433 |
| Effective property tax rate (approx.) | 1.16% |
| Owner-occupied homes | 76.5% |
| Home value rank in Texas | 31 of 250 counties |
| Neighbor: Colorado County, TX | limit $832,750; median home $209,800 |
| Neighbor: Fayette County, TX | limit $832,750; median home $293,900 |
| Neighbor: Fort Bend County, TX | limit $832,750; median home $374,500 |
| Neighbor: Waller County, TX | limit $832,750; median home $318,700 |
| Neighbor: Washington County, TX | limit $832,750; median home $288,100 |
| Neighbor: Wharton County, TX | limit $832,750; median home $189,900 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Austin County's median home value is 5% above the state median of $283,800 (rank 31 of 250). Among its 6 neighboring counties, Fort Bend County has the highest median home value ($374,500) and Wharton County the lowest ($189,900); all share the same loan limit. Owners pay a median $3,433 a year in property tax, an effective rate of about 1.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Auglaize County, OH
- 2026 conforming loan limit: Augusta County, VA
- 2026 conforming loan limit: Aurora County, SD
- 2026 conforming loan limit: Autauga County, AL
- 2026 conforming loan limit: Avery County, NC
- 2026 conforming loan limit: Avoyelles Parish, LA
- 2026 conforming loan limit: Baca County, CO
- 2026 conforming loan limit: Bacon County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.