Augusta County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $306,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $82,049 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $306,100 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.72× |
| Median household income | $82,049 |
| Median home value ÷ income | 3.7× |
| Population | 78,033 |
| Median property tax paid (owners) | $1,446 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 80.2% |
| Home value rank in Virginia | 53 of 133 counties |
| Neighbor: Albemarle County, VA | limit $832,750; median home $495,400 |
| Neighbor: Bath County, VA | limit $832,750; median home $206,700 |
| Neighbor: Highland County, VA | limit $832,750; median home $200,000 |
| Neighbor: Nelson County, VA | limit $832,750; median home $321,700 |
| Neighbor: Rockbridge County, VA | limit $832,750; median home $248,800 |
| Neighbor: Rockingham County, VA | limit $832,750; median home $313,000 |
| Neighbor: Staunton City, VA | limit $832,750; median home $259,200 |
| Neighbor: Waynesboro City, VA | limit $832,750; median home $245,500 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Augusta County's median home value is 20% below the state median of $383,700 (rank 53 of 133). Among its 8 neighboring counties, Albemarle County has the highest median home value ($495,400) and Highland County the lowest ($200,000); all share the same loan limit. Owners pay a median $1,446 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Aurora County, SD
- 2026 conforming loan limit: Austin County, TX
- 2026 conforming loan limit: Autauga County, AL
- 2026 conforming loan limit: Avery County, NC
- 2026 conforming loan limit: Avoyelles Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.