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2026 conforming loan limit: Audrain County, MO

Quick answer

Audrain County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,448 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$143,100
Missouri median home value$230,300
Limit ÷ median home value5.82×
Median household income$59,448
Median home value ÷ income2.4×
Population24,548
Median property tax paid (owners)$1,131
Effective property tax rate (approx.)0.79%
Owner-occupied homes71.8%
Home value rank in Missouri89 of 115 counties
Neighbor: Boone County, MOlimit $832,750; median home $272,800
Neighbor: Callaway County, MOlimit $832,750; median home $201,600
Neighbor: Monroe County, MOlimit $832,750; median home $149,300
Neighbor: Montgomery County, MOlimit $832,750; median home $178,700
Neighbor: Pike County, MOlimit $832,750; median home $146,000
Neighbor: Ralls County, MOlimit $832,750; median home $168,200
Neighbor: Randolph County, MOlimit $832,750; median home $159,300

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Audrain County's median home value is 38% below the state median of $230,300 (rank 89 of 115). Among its 7 neighboring counties, Boone County has the highest median home value ($272,800) and Pike County the lowest ($146,000); all share the same loan limit. Owners pay a median $1,131 a year in property tax, an effective rate of about 0.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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