🇺🇸 US

2026 conforming loan limit: Atkinson County, GA

Quick answer

Atkinson County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 10.5 times the county's median home value of $79,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,347 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$79,000
Georgia median home value$303,300
Limit ÷ median home value10.54×
Median household income$42,347
Median home value ÷ income1.9×
Population8,337
Median property tax paid (owners)$625
Effective property tax rate (approx.)0.79%
Owner-occupied homes61.9%
Home value rank in Georgia155 of 159 counties
Neighbor: Berrien County, GAlimit $832,750; median home $131,600
Neighbor: Clinch County, GAlimit $832,750; median home $84,400
Neighbor: Coffee County, GAlimit $832,750; median home $128,900
Neighbor: Lanier County, GAlimit $832,750; median home $162,300
Neighbor: Ware County, GAlimit $832,750; median home $109,500

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Atkinson County's median home value is 74% below the state median of $303,300 (rank 155 of 159). Among its 5 neighboring counties, Lanier County has the highest median home value ($162,300) and Clinch County the lowest ($84,400); all share the same loan limit. Owners pay a median $625 a year in property tax, an effective rate of about 0.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this