Athens County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,001 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $185,000 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 4.50× |
| Median household income | $56,001 |
| Median home value ÷ income | 3.3× |
| Population | 61,737 |
| Median property tax paid (owners) | $2,167 |
| Effective property tax rate (approx.) | 1.17% |
| Owner-occupied homes | 60.4% |
| Home value rank in Ohio | 44 of 88 counties |
| Neighbor: Hocking County, OH | limit $832,750; median home $186,400 |
| Neighbor: Meigs County, OH | limit $832,750; median home $119,300 |
| Neighbor: Morgan County, OH | limit $832,750; median home $150,900 |
| Neighbor: Perry County, OH | limit $832,750; median home $191,100 |
| Neighbor: Vinton County, OH | limit $832,750; median home $150,000 |
| Neighbor: Washington County, OH | limit $832,750; median home $185,600 |
| Neighbor: Wood County, WV | limit $832,750; median home $158,500 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Athens County's median home value is 14% below the state median of $214,800 (rank 44 of 88). Among its 7 neighboring counties, Perry County has the highest median home value ($191,100) and Meigs County the lowest ($119,300); all share the same loan limit. Owners pay a median $2,167 a year in property tax, an effective rate of about 1.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.