Allegany County, Maryland has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,603 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $154,900 |
| Maryland median home value | $419,900 |
| Limit ÷ median home value | 5.38× |
| Median household income | $59,603 |
| Median home value ÷ income | 2.6× |
| Population | 67,452 |
| Median property tax paid (owners) | $1,636 |
| Effective property tax rate (approx.) | 1.06% |
| Owner-occupied homes | 70.7% |
| Home value rank in Maryland | 24 of 24 counties |
| Neighbor: Garrett County, MD | limit $832,750; median home $235,300 |
| Neighbor: Washington County, MD | limit $832,750; median home $296,100 |
| Neighbor: Bedford County, PA | limit $832,750; median home $179,000 |
| Neighbor: Fulton County, PA | limit $832,750; median home $208,500 |
| Neighbor: Somerset County, PA | limit $832,750; median home $150,600 |
| Neighbor: Hampshire County, WV | limit $832,750; median home $219,200 |
| Neighbor: Mineral County, WV | limit $832,750; median home $180,400 |
| Neighbor: Morgan County, WV | limit $832,750; median home $240,600 |
Across Maryland's 24 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 5 high-cost counties. Allegany County's median home value is 63% below the state median of $419,900 (rank 24 of 24). Among its 8 neighboring counties, Washington County has the highest median home value ($296,100) and Somerset County the lowest ($150,600); all share the same loan limit. Owners pay a median $1,636 a year in property tax, an effective rate of about 1.06% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Alger County, MI
- 2026 conforming loan limit: Allamakee County, IA
- 2026 conforming loan limit: Allegan County, MI
- 2026 conforming loan limit: Allegany County, NY
- 2026 conforming loan limit: Alleghany County, NC
- 2026 conforming loan limit: Alleghany County, VA
- 2026 conforming loan limit: Allegheny County, PA
- 2026 conforming loan limit: Allen County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.