Alleghany County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $125,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,188 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $125,800 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 6.62× |
| Median household income | $56,188 |
| Median home value ÷ income | 2.2× |
| Population | 14,859 |
| Median property tax paid (owners) | $1,000 |
| Effective property tax rate (approx.) | 0.79% |
| Owner-occupied homes | 82.3% |
| Home value rank in Virginia | 123 of 133 counties |
| Neighbor: Bath County, VA | limit $832,750; median home $206,700 |
| Neighbor: Botetourt County, VA | limit $832,750; median home $289,200 |
| Neighbor: Craig County, VA | limit $832,750; median home $189,000 |
| Neighbor: Rockbridge County, VA | limit $832,750; median home $248,800 |
| Neighbor: Covington City, VA | limit $832,750; median home $83,500 |
| Neighbor: Greenbrier County, WV | limit $832,750; median home $149,000 |
| Neighbor: Monroe County, WV | limit $832,750; median home $156,300 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Alleghany County's median home value is 67% below the state median of $383,700 (rank 123 of 133). Among its 7 neighboring counties, Botetourt County has the highest median home value ($289,200) and Covington City the lowest ($83,500); all share the same loan limit. Owners pay a median $1,000 a year in property tax, an effective rate of about 0.79% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Allegany County, MD
- 2026 conforming loan limit: Allegany County, NY
- 2026 conforming loan limit: Alleghany County, NC
- 2026 conforming loan limit: Allegheny County, PA
- 2026 conforming loan limit: Allen County, IN
- 2026 conforming loan limit: Allen County, KS
- 2026 conforming loan limit: Allen County, KY
- 2026 conforming loan limit: Allen County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.