Alleghany County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $214,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,172 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $214,800 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 3.88× |
| Median household income | $47,172 |
| Median home value ÷ income | 4.6× |
| Population | 11,174 |
| Median property tax paid (owners) | $1,217 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 74.4% |
| Home value rank in North Carolina | 54 of 100 counties |
| Neighbor: Ashe County, NC | limit $832,750; median home $243,100 |
| Neighbor: Surry County, NC | limit $832,750; median home $177,600 |
| Neighbor: Wilkes County, NC | limit $832,750; median home $168,800 |
| Neighbor: Grayson County, VA | limit $832,750; median home $150,100 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Alleghany County's median home value is 26% below the state median of $288,900 (rank 54 of 100). Among its 4 neighboring counties, Ashe County has the highest median home value ($243,100) and Grayson County the lowest ($150,100); all share the same loan limit. Owners pay a median $1,217 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Allegan County, MI
- 2026 conforming loan limit: Allegany County, MD
- 2026 conforming loan limit: Allegany County, NY
- 2026 conforming loan limit: Alleghany County, VA
- 2026 conforming loan limit: Allegheny County, PA
- 2026 conforming loan limit: Allen County, IN
- 2026 conforming loan limit: Allen County, KS
- 2026 conforming loan limit: Allen County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.