Allegan County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $267,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,283 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $267,100 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.12× |
| Median household income | $83,283 |
| Median home value ÷ income | 3.2× |
| Population | 121,456 |
| Median property tax paid (owners) | $2,884 |
| Effective property tax rate (approx.) | 1.08% |
| Owner-occupied homes | 87.4% |
| Home value rank in Michigan | 11 of 83 counties |
| Neighbor: Lake County, IL | limit $832,750; median home $345,700 |
| Neighbor: Barry County, MI | limit $832,750; median home $264,100 |
| Neighbor: Kalamazoo County, MI | limit $832,750; median home $241,800 |
| Neighbor: Kent County, MI | limit $832,750; median home $289,900 |
| Neighbor: Ottawa County, MI | limit $832,750; median home $323,400 |
| Neighbor: Van Buren County, MI | limit $832,750; median home $206,500 |
| Neighbor: Kenosha County, WI | limit $832,750; median home $265,500 |
| Neighbor: Racine County, WI | limit $832,750; median home $251,400 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Allegan County's median home value is 15% above the state median of $231,600 (rank 11 of 83). Among its 8 neighboring counties, Lake County has the highest median home value ($345,700) and Van Buren County the lowest ($206,500); all share the same loan limit. Owners pay a median $2,884 a year in property tax, an effective rate of about 1.08% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Alfalfa County, OK
- 2026 conforming loan limit: Alger County, MI
- 2026 conforming loan limit: Allamakee County, IA
- 2026 conforming loan limit: Allegany County, MD
- 2026 conforming loan limit: Allegany County, NY
- 2026 conforming loan limit: Alleghany County, NC
- 2026 conforming loan limit: Alleghany County, VA
- 2026 conforming loan limit: Allegheny County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.