🇺🇸 US

2026 conforming loan limit: Allamakee County, IA

Quick answer

Allamakee County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $172,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,694 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$172,300
Iowa median home value$208,000
Limit ÷ median home value4.83×
Median household income$70,694
Median home value ÷ income2.4×
Population14,092
Median property tax paid (owners)$2,190
Effective property tax rate (approx.)1.27%
Owner-occupied homes79.6%
Home value rank in Iowa41 of 99 counties
Neighbor: Clayton County, IAlimit $832,750; median home $168,500
Neighbor: Fayette County, IAlimit $832,750; median home $136,800
Neighbor: Winneshiek County, IAlimit $832,750; median home $259,200
Neighbor: Houston County, MNlimit $832,750; median home $239,000
Neighbor: Crawford County, WIlimit $832,750; median home $183,400
Neighbor: Vernon County, WIlimit $832,750; median home $223,800

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Allamakee County's median home value is 17% below the state median of $208,000 (rank 41 of 99). Among its 6 neighboring counties, Winneshiek County has the highest median home value ($259,200) and Fayette County the lowest ($136,800); all share the same loan limit. Owners pay a median $2,190 a year in property tax, an effective rate of about 1.27% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this