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2026 conforming loan limit: Alexandria City, VA

Quick answer

Alexandria City, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.7 times the county's median home value of $735,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $119,681 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$735,100
Virginia median home value$383,700
Limit ÷ median home value1.70×
Median household income$119,681
Median home value ÷ income6.1×
Population156,976
Median property tax paid (owners)$7,024
Effective property tax rate (approx.)0.96%
Owner-occupied homes42.1%
Home value rank in Virginia4 of 133 counties
Neighbor: District Of Columbia, DClimit $1,249,125; median home $737,100
Neighbor: Prince George'S County, MDlimit $1,249,125; median home $426,000
Neighbor: Arlington County, VAlimit $1,249,125; median home $895,000
Neighbor: Fairfax County, VAlimit $1,249,125; median home $732,800

Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Alexandria City's median home value is 92% above the state median of $383,700 (rank 4 of 133). Among its 4 neighboring counties, Arlington County has the highest median home value ($895,000) and Prince George'S County the lowest ($426,000); all share the same loan limit. Owners pay a median $7,024 a year in property tax, an effective rate of about 0.96% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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