Alexander County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 13.9 times the county's median home value of $59,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,043 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $59,800 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 13.93× |
| Median household income | $47,043 |
| Median home value ÷ income | 1.3× |
| Population | 4,875 |
| Median property tax paid (owners) | $1,084 |
| Effective property tax rate (approx.) | 1.81% |
| Owner-occupied homes | 77.6% |
| Home value rank in Illinois | 102 of 102 counties |
| Neighbor: Pulaski County, IL | limit $832,750; median home $85,100 |
| Neighbor: Union County, IL | limit $832,750; median home $131,700 |
| Neighbor: Ballard County, KY | limit $832,750; median home $145,800 |
| Neighbor: Cape Girardeau County, MO | limit $832,750; median home $220,700 |
| Neighbor: Mississippi County, MO | limit $832,750; median home $109,000 |
| Neighbor: Scott County, MO | limit $832,750; median home $154,400 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Alexander County's median home value is 77% below the state median of $263,300 (rank 102 of 102). Among its 6 neighboring counties, Cape Girardeau County has the highest median home value ($220,700) and Pulaski County the lowest ($85,100); all share the same loan limit. Owners pay a median $1,084 a year in property tax, an effective rate of about 1.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.