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2026 conforming loan limit: Allen County, IN

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Allen County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $214,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,737 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$214,900
Indiana median home value$218,200
Limit ÷ median home value3.88×
Median household income$70,737
Median home value ÷ income3.0×
Population392,378
Median property tax paid (owners)$1,689
Effective property tax rate (approx.)0.79%
Owner-occupied homes68.9%
Home value rank in Indiana29 of 92 counties
Neighbor: Adams County, INlimit $832,750; median home $178,400
Neighbor: Dekalb County, INlimit $832,750; median home $194,100
Neighbor: Huntington County, INlimit $832,750; median home $161,600
Neighbor: Noble County, INlimit $832,750; median home $196,800
Neighbor: Wells County, INlimit $832,750; median home $197,600
Neighbor: Whitley County, INlimit $832,750; median home $219,400
Neighbor: Defiance County, OHlimit $832,750; median home $163,200
Neighbor: Paulding County, OHlimit $832,750; median home $140,800

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Allen County's median home value is 2% below the state median of $218,200 (rank 29 of 92). Among its 8 neighboring counties, Whitley County has the highest median home value ($219,400) and Paulding County the lowest ($140,800); all share the same loan limit. Owners pay a median $1,689 a year in property tax, an effective rate of about 0.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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