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Cars & motoring: questions and answers

Motability payments, timings and running a car. Clear answers to the cars and motoring questions people ask most, written in plain English and checked against official sources. 3 answers so far.

Fact-checked against official sources such as GOV.UK, HMRC and the IRS · Updated 6 October 2026

United Kingdom 1

  1. When do you pay the Motability Advance Payment, and when will your car arrive?

    You pay any Motability Advance Payment in full to your dealer before or on the day you collect the car, minus any dealer deposit you paid at order; it isn't refundable.…

United States 2

  1. Can I buy a new Toyota directly without using a dealership?

    In the US, do not assume a nationwide factory-direct Toyota purchase is available. Toyota provides online shopping and inventory tools, but new-vehicle sales are…

  2. Should you pay cash when buying a car in the US?

    Paying cash for a US car can avoid loan interest, but it is not automatically cheaper overall. Compare the cash price with any financing-linked discount, preserve an…

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