Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Iowa range from $122,800 to $142,450 for a 1–4 person household, depending on the county.
$142,450highest county limit
All Iowa counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Adair County | $122,800 | $162,100 |
| Adams County | $122,800 | $162,100 |
| Allamakee County | $122,800 | $162,100 |
| Appanoose County | $122,800 | $162,100 |
| Audubon County | $122,800 | $162,100 |
| Benton County | $130,100 | $171,750 |
| Black Hawk County | $122,800 | $162,100 |
| Boone County | $129,150 | $170,500 |
| Bremer County | $124,550 | $164,450 |
| Buchanan County | $122,800 | $162,100 |
| Buena Vista County | $122,800 | $162,100 |
| Butler County | $122,800 | $162,100 |
| Calhoun County | $122,800 | $162,100 |
| Carroll County | $122,800 | $162,100 |
| Cass County | $122,800 | $162,100 |
| Cedar County | $122,800 | $162,100 |
| Cerro Gordo County | $122,800 | $162,100 |
| Cherokee County | $122,800 | $162,100 |
| Chickasaw County | $122,800 | $162,100 |
| Clarke County | $122,800 | $162,100 |
| Clay County | $122,800 | $162,100 |
| Clayton County | $122,800 | $162,100 |
| Clinton County | $122,800 | $162,100 |
| Crawford County | $122,800 | $162,100 |
| Dallas County | $133,850 | $176,700 |
| Davis County | $122,800 | $162,100 |
| Decatur County | $122,800 | $162,100 |
| Delaware County | $122,800 | $162,100 |
| Des Moines County | $122,800 | $162,100 |
| Dickinson County | $126,650 | $167,200 |
| Dubuque County | $122,800 | $162,100 |
| Emmet County | $122,800 | $162,100 |
| Fayette County | $122,800 | $162,100 |
| Floyd County | $122,800 | $162,100 |
| Franklin County | $122,800 | $162,100 |
| Fremont County | $122,800 | $162,100 |
| Greene County | $122,800 | $162,100 |
| Grundy County | $122,800 | $162,100 |
| Guthrie County | $133,850 | $176,700 |
| Hamilton County | $122,800 | $162,100 |
| Hancock County | $122,800 | $162,100 |
| Hardin County | $122,800 | $162,100 |
| Harrison County | $131,100 | $173,100 |
| Henry County | $122,800 | $162,100 |
| Howard County | $122,800 | $162,100 |
| Humboldt County | $122,800 | $162,100 |
| Ida County | $122,800 | $162,100 |
| Iowa County | $122,800 | $162,100 |
| Jackson County | $122,800 | $162,100 |
| Jasper County | $122,800 | $162,100 |
| Jefferson County | $122,800 | $162,100 |
| Johnson County | $139,600 | $184,300 |
| Jones County | $122,800 | $162,100 |
| Keokuk County | $122,800 | $162,100 |
| Kossuth County | $122,800 | $162,100 |
| Lee County | $122,800 | $162,100 |
| Linn County | $122,800 | $162,100 |
| Louisa County | $122,800 | $162,100 |
| Lucas County | $122,800 | $162,100 |
| Lyon County | $122,800 | $162,100 |
| Madison County | $133,850 | $176,700 |
| Mahaska County | $122,800 | $162,100 |
| Marion County | $122,800 | $162,100 |
| Marshall County | $122,800 | $162,100 |
| Mills County | $131,100 | $173,100 |
| Mitchell County | $122,800 | $162,100 |
| Monona County | $122,800 | $162,100 |
| Monroe County | $122,800 | $162,100 |
| Montgomery County | $122,800 | $162,100 |
| Muscatine County | $122,800 | $162,100 |
| O'Brien County | $122,800 | $162,100 |
| Osceola County | $122,800 | $162,100 |
| Page County | $122,800 | $162,100 |
| Palo Alto County | $122,800 | $162,100 |
| Plymouth County | $122,800 | $162,100 |
| Pocahontas County | $122,800 | $162,100 |
| Polk County | $133,850 | $176,700 |
| Pottawattamie County | $131,100 | $173,100 |
| Poweshiek County | $122,800 | $162,100 |
| Ringgold County | $122,800 | $162,100 |
| Sac County | $122,800 | $162,100 |
| Scott County | $122,800 | $162,100 |
| Shelby County | $122,800 | $162,100 |
| Sioux County | $126,300 | $166,750 |
| Story County | $142,450 | $188,050 |
| Tama County | $122,800 | $162,100 |
| Taylor County | $122,800 | $162,100 |
| Union County | $122,800 | $162,100 |
| Van Buren County | $122,800 | $162,100 |
| Wapello County | $122,800 | $162,100 |
| Warren County | $133,850 | $176,700 |
| Washington County | $122,800 | $162,100 |
| Wayne County | $122,800 | $162,100 |
| Webster County | $122,800 | $162,100 |
| Winnebago County | $122,800 | $162,100 |
| Winneshiek County | $122,800 | $162,100 |
| Woodbury County | $122,800 | $162,100 |
| Worth County | $122,800 | $162,100 |
| Wright County | $122,800 | $162,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Iowa?
FY2026 USDA guaranteed loan income limits in Iowa range from $122,800 to $142,450 for a 1–4 person household, depending on the county.