Wichita County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $153,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,524 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $153,700 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 5.42× |
| Median household income | $63,524 |
| Median home value ÷ income | 2.4× |
| Population | 129,996 |
| Median property tax paid (owners) | $2,522 |
| Effective property tax rate (approx.) | 1.64% |
| Owner-occupied homes | 61.4% |
| Home value rank in Texas | 148 of 250 counties |
| Neighbor: Cotton County, OK | limit $832,750; median home $113,900 |
| Neighbor: Tillman County, OK | limit $832,750; median home $79,800 |
| Neighbor: Archer County, TX | limit $832,750; median home $189,100 |
| Neighbor: Baylor County, TX | limit $832,750; median home $103,100 |
| Neighbor: Clay County, TX | limit $832,750; median home $171,500 |
| Neighbor: Wilbarger County, TX | limit $832,750; median home $89,400 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wichita County's median home value is 46% below the state median of $283,800 (rank 148 of 250). Among its 6 neighboring counties, Archer County has the highest median home value ($189,100) and Tillman County the lowest ($79,800); all share the same loan limit. Owners pay a median $2,522 a year in property tax, an effective rate of about 1.64% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Whitman County, WA
- 2026 conforming loan limit: Wibaux County, MT
- 2026 conforming loan limit: Wichita County, KS
- 2026 conforming loan limit: Wicomico County, MD
- 2026 conforming loan limit: Wilbarger County, TX
- 2026 conforming loan limit: Wilcox County, AL
- 2026 conforming loan limit: Wilcox County, GA
- 2026 conforming loan limit: Wilkes County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.