Wilbarger County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 9.3 times the county's median home value of $89,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,102 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $89,400 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 9.31× |
| Median household income | $54,102 |
| Median home value ÷ income | 1.7× |
| Population | 12,616 |
| Median property tax paid (owners) | $1,432 |
| Effective property tax rate (approx.) | 1.60% |
| Owner-occupied homes | 67.2% |
| Home value rank in Texas | 228 of 250 counties |
| Neighbor: Jackson County, OK | limit $832,750; median home $158,400 |
| Neighbor: Tillman County, OK | limit $832,750; median home $79,800 |
| Neighbor: Archer County, TX | limit $832,750; median home $189,100 |
| Neighbor: Baylor County, TX | limit $832,750; median home $103,100 |
| Neighbor: Foard County, TX | limit $832,750; median home $70,700 |
| Neighbor: Hardeman County, TX | limit $832,750; median home $81,900 |
| Neighbor: Wichita County, TX | limit $832,750; median home $153,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wilbarger County's median home value is 68% below the state median of $283,800 (rank 228 of 250). Among its 7 neighboring counties, Archer County has the highest median home value ($189,100) and Foard County the lowest ($70,700); all share the same loan limit. Owners pay a median $1,432 a year in property tax, an effective rate of about 1.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wichita County, KS
- 2026 conforming loan limit: Wichita County, TX
- 2026 conforming loan limit: Wicomico County, MD
- 2026 conforming loan limit: Wilcox County, AL
- 2026 conforming loan limit: Wilcox County, GA
- 2026 conforming loan limit: Wilkes County, GA
- 2026 conforming loan limit: Wilkes County, NC
- 2026 conforming loan limit: Wilkin County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.