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2026 conforming loan limit: Wichita County, KS

Quick answer

Wichita County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $99,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,063 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$99,300
Kansas median home value$217,200
Limit ÷ median home value8.39×
Median household income$79,063
Median home value ÷ income1.3×
Population2,091
Median property tax paid (owners)$1,728
Effective property tax rate (approx.)1.74%
Owner-occupied homes78.0%
Home value rank in Kansas79 of 105 counties
Neighbor: Greeley County, KSlimit $832,750; median home $115,200
Neighbor: Hamilton County, KSlimit $832,750; median home $115,800
Neighbor: Kearny County, KSlimit $832,750; median home $200,900
Neighbor: Logan County, KSlimit $832,750; median home $117,900
Neighbor: Scott County, KSlimit $832,750; median home $160,000
Neighbor: Wallace County, KSlimit $832,750; median home $105,000

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wichita County's median home value is 54% below the state median of $217,200 (rank 79 of 105). Among its 6 neighboring counties, Kearny County has the highest median home value ($200,900) and Wallace County the lowest ($105,000); all share the same loan limit. Owners pay a median $1,728 a year in property tax, an effective rate of about 1.74% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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