Whitman County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $359,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,406 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $359,600 |
| Washington median home value | $564,600 |
| Limit ÷ median home value | 2.32× |
| Median household income | $55,406 |
| Median home value ÷ income | 6.5× |
| Population | 47,003 |
| Median property tax paid (owners) | $2,691 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 46.8% |
| Home value rank in Washington | 27 of 39 counties |
| Neighbor: Benewah County, ID | limit $832,750; median home $293,500 |
| Neighbor: Latah County, ID | limit $832,750; median home $368,600 |
| Neighbor: Nez Perce County, ID | limit $832,750; median home $334,700 |
| Neighbor: Adams County, WA | limit $832,750; median home $273,300 |
| Neighbor: Asotin County, WA | limit $832,750; median home $325,600 |
| Neighbor: Columbia County, WA | limit $832,750; median home $271,200 |
| Neighbor: Franklin County, WA | limit $832,750; median home $379,300 |
| Neighbor: Garfield County, WA | limit $832,750; median home $239,200 |
Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Whitman County's median home value is 36% below the state median of $564,600 (rank 27 of 39). Among its 8 neighboring counties, Franklin County has the highest median home value ($379,300) and Garfield County the lowest ($239,200); all share the same loan limit. Owners pay a median $2,691 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Whitfield County, GA
- 2026 conforming loan limit: Whitley County, IN
- 2026 conforming loan limit: Whitley County, KY
- 2026 conforming loan limit: Wibaux County, MT
- 2026 conforming loan limit: Wichita County, KS
- 2026 conforming loan limit: Wichita County, TX
- 2026 conforming loan limit: Wicomico County, MD
- 2026 conforming loan limit: Wilbarger County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.