Wilkes County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,043 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $122,700 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 6.79× |
| Median household income | $52,043 |
| Median home value ÷ income | 2.4× |
| Population | 9,549 |
| Median property tax paid (owners) | $1,292 |
| Effective property tax rate (approx.) | 1.05% |
| Owner-occupied homes | 66.1% |
| Home value rank in Georgia | 114 of 159 counties |
| Neighbor: Elbert County, GA | limit $832,750; median home $142,000 |
| Neighbor: Lincoln County, GA | limit $832,750; median home $165,900 |
| Neighbor: Mcduffie County, GA | limit $832,750; median home $170,200 |
| Neighbor: Oglethorpe County, GA | limit $832,750; median home $231,600 |
| Neighbor: Taliaferro County, GA | limit $832,750; median home $68,900 |
| Neighbor: Warren County, GA | limit $832,750; median home $67,100 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wilkes County's median home value is 60% below the state median of $303,300 (rank 114 of 159). Among its 6 neighboring counties, Oglethorpe County has the highest median home value ($231,600) and Warren County the lowest ($67,100); all share the same loan limit. Owners pay a median $1,292 a year in property tax, an effective rate of about 1.05% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: White County, GA
- 2026 conforming loan limit: Whitfield County, GA
- 2026 conforming loan limit: Wilcox County, GA
- 2026 conforming loan limit: Wilkinson County, GA
- 2026 conforming loan limit: Worth County, GA
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
Related answers
- Mortgage rates in Georgia today: 7.40% 30-yr fixed (US avg), 2026 loan limits
- Georgia state income tax rates and brackets 2026
- Cost of living in Georgia vs US average (2024)
- 2026 conforming loan limits in Georgia by county
- $60,000 salary after taxes in Georgia (2026 take-home pay)
- $85,000 salary after taxes in Georgia (2026 take-home pay)
- $100,000 salary after taxes in Georgia (2026 take-home pay)
- 2026 conforming loan limit: White County, GA
- 2026 conforming loan limit: Whitfield County, GA
- 2026 conforming loan limit: Wilcox County, GA
- 2026 conforming loan limit: Wilkinson County, GA
- 2026 conforming loan limit: Worth County, GA
- Mortgage rates today (Freddie Mac weekly average)
- 30-year mortgage rate history (weekly, Freddie Mac)