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2026 conforming loan limit: Teton County, ID

Quick answer

Teton County, Idaho has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.8 times the county's median home value of $690,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $99,805 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$690,500
Idaho median home value$418,600
Limit ÷ median home value1.81×
Median household income$99,805
Median home value ÷ income6.9×
Population12,425
Median property tax paid (owners)$2,143
Effective property tax rate (approx.)0.31%
Owner-occupied homes80.8%
Home value rank in Idaho2 of 44 counties
Neighbor: Bonneville County, IDlimit $832,750; median home $368,800
Neighbor: Fremont County, IDlimit $832,750; median home $314,200
Neighbor: Madison County, IDlimit $832,750; median home $414,800
Neighbor: Teton County, WYlimit $1,249,125; median home $1,633,900

Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Teton County's median home value is 65% above the state median of $418,600 (rank 2 of 44). Among its 4 neighboring counties, Teton County has the highest median home value ($1,633,900) and Fremont County the lowest ($314,200); 3 neighbor(s) have a different loan limit. Owners pay a median $2,143 a year in property tax, an effective rate of about 0.31% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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