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2026 conforming loan limit: Terrell County, GA

Quick answer

Terrell County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $118,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $46,171 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$118,400
Georgia median home value$303,300
Limit ÷ median home value7.03×
Median household income$46,171
Median home value ÷ income2.6×
Population8,850
Median property tax paid (owners)$1,227
Effective property tax rate (approx.)1.04%
Owner-occupied homes61.6%
Home value rank in Georgia119 of 159 counties
Neighbor: Calhoun County, GAlimit $832,750; median home $81,000
Neighbor: Dougherty County, GAlimit $832,750; median home $134,400
Neighbor: Lee County, GAlimit $832,750; median home $231,800
Neighbor: Randolph County, GAlimit $832,750; median home $90,200
Neighbor: Sumter County, GAlimit $832,750; median home $120,200
Neighbor: Webster County, GAlimit $832,750; median home $82,600

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Terrell County's median home value is 61% below the state median of $303,300 (rank 119 of 159). Among its 6 neighboring counties, Lee County has the highest median home value ($231,800) and Calhoun County the lowest ($81,000); all share the same loan limit. Owners pay a median $1,227 a year in property tax, an effective rate of about 1.04% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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