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2026 conforming loan limit: Terrell County, TX

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Terrell County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $137,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,886 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$137,500
Texas median home value$283,800
Limit ÷ median home value6.06×
Median household income$44,886
Median home value ÷ income3.1×
Population835
Median property tax paid (owners)$1,259
Effective property tax rate (approx.)0.92%
Owner-occupied homes89.4%
Home value rank in Texas167 of 250 counties
Neighbor: Brewster County, TXlimit $832,750; median home $227,000
Neighbor: Crockett County, TXlimit $832,750; median home n/a
Neighbor: Pecos County, TXlimit $832,750; median home $165,700
Neighbor: Val Verde County, TXlimit $832,750; median home $164,600

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Terrell County's median home value is 52% below the state median of $283,800 (rank 167 of 250). Among its 4 neighboring counties, Brewster County has the highest median home value ($227,000) and Val Verde County the lowest ($164,600); all share the same loan limit. Owners pay a median $1,259 a year in property tax, an effective rate of about 0.92% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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