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2026 conforming loan limit: Taylor County, TX

Quick answer

Taylor County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $198,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,139 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$198,600
Texas median home value$283,800
Limit ÷ median home value4.19×
Median household income$67,139
Median home value ÷ income3.0×
Population145,863
Median property tax paid (owners)$2,728
Effective property tax rate (approx.)1.37%
Owner-occupied homes60.5%
Home value rank in Texas86 of 250 counties
Neighbor: Callahan County, TXlimit $832,750; median home $145,500
Neighbor: Coleman County, TXlimit $832,750; median home $92,500
Neighbor: Fisher County, TXlimit $832,750; median home $78,600
Neighbor: Jones County, TXlimit $832,750; median home $96,500
Neighbor: Nolan County, TXlimit $832,750; median home $96,300
Neighbor: Runnels County, TXlimit $832,750; median home $109,300

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Taylor County's median home value is 30% below the state median of $283,800 (rank 86 of 250). Among its 6 neighboring counties, Callahan County has the highest median home value ($145,500) and Fisher County the lowest ($78,600); all share the same loan limit. Owners pay a median $2,728 a year in property tax, an effective rate of about 1.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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