Sanders County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $359,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,476 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $359,000 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 2.32× |
| Median household income | $57,476 |
| Median home value ÷ income | 6.2× |
| Population | 13,285 |
| Median property tax paid (owners) | $1,889 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 81.3% |
| Home value rank in Montana | 14 of 56 counties |
| Neighbor: Bonner County, ID | limit $832,750; median home $487,900 |
| Neighbor: Shoshone County, ID | limit $832,750; median home $267,400 |
| Neighbor: Flathead County, MT | limit $832,750; median home $535,500 |
| Neighbor: Lake County, MT | limit $832,750; median home $421,800 |
| Neighbor: Lincoln County, MT | limit $832,750; median home $296,500 |
| Neighbor: Mineral County, MT | limit $832,750; median home $364,300 |
| Neighbor: Missoula County, MT | limit $832,750; median home $472,100 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sanders County's median home value is 4% below the state median of $375,800 (rank 14 of 56). Among its 7 neighboring counties, Flathead County has the highest median home value ($535,500) and Shoshone County the lowest ($267,400); all share the same loan limit. Owners pay a median $1,889 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Sanborn County, SD
- 2026 conforming loan limit: Sandoval County, NM
- 2026 conforming loan limit: Sandusky County, OH
- 2026 conforming loan limit: Sangamon County, IL
- 2026 conforming loan limit: Sanilac County, MI
- 2026 conforming loan limit: Sanpete County, UT
Last updated 2026-10-16. Data only, not financial or tax advice.