San Sebastian Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $115,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $19,920 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $115,000 |
| Puerto Rico median home value | $131,500 |
| Limit ÷ median home value | 7.24× |
| Median household income | $19,920 |
| Median home value ÷ income | 5.8× |
| Population | 39,088 |
| Median property tax paid (owners) | $308 |
| Effective property tax rate (approx.) | 0.27% |
| Owner-occupied homes | 74.7% |
| Home value rank in Puerto Rico | 42 of 78 counties |
| Neighbor: Anasco Municipio, PR | limit $832,750; median home $116,300 |
| Neighbor: Camuy Municipio, PR | limit $832,750; median home $109,600 |
| Neighbor: Isabela Municipio, PR | limit $832,750; median home $136,200 |
| Neighbor: Lares Municipio, PR | limit $832,750; median home $105,100 |
| Neighbor: Las Marias Municipio, PR | limit $832,750; median home $86,500 |
| Neighbor: Moca Municipio, PR | limit $832,750; median home $132,100 |
| Neighbor: Quebradillas Municipio, PR | limit $832,750; median home $112,500 |
Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. San Sebastian Municipio's median home value is 13% below the state median of $131,500 (rank 42 of 78). Among its 7 neighboring counties, Isabela Municipio has the highest median home value ($136,200) and Las Marias Municipio the lowest ($86,500); all share the same loan limit. Owners pay a median $308 a year in property tax, an effective rate of about 0.27% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: San Miguel County, NM
- 2026 conforming loan limit: San Patricio County, TX
- 2026 conforming loan limit: San Saba County, TX
- 2026 conforming loan limit: Sanborn County, SD
- 2026 conforming loan limit: Sanders County, MT
- 2026 conforming loan limit: Sandoval County, NM
- 2026 conforming loan limit: Sandusky County, OH
- 2026 conforming loan limit: Sangamon County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.