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2026 conforming loan limit: Sanborn County, SD

Quick answer

Sanborn County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $135,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,750 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$135,600
South Dakota median home value$257,400
Limit ÷ median home value6.14×
Median household income$78,750
Median home value ÷ income1.7×
Population2,384
Median property tax paid (owners)$1,586
Effective property tax rate (approx.)1.17%
Owner-occupied homes78.6%
Home value rank in South Dakota51 of 66 counties
Neighbor: Aurora County, SDlimit $832,750; median home $151,900
Neighbor: Beadle County, SDlimit $832,750; median home $175,100
Neighbor: Davison County, SDlimit $832,750; median home $205,800
Neighbor: Hanson County, SDlimit $832,750; median home $191,200
Neighbor: Jerauld County, SDlimit $832,750; median home $150,800
Neighbor: Kingsbury County, SDlimit $832,750; median home $169,500
Neighbor: Miner County, SDlimit $832,750; median home $142,600

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sanborn County's median home value is 47% below the state median of $257,400 (rank 51 of 66). Among its 7 neighboring counties, Davison County has the highest median home value ($205,800) and Miner County the lowest ($142,600); all share the same loan limit. Owners pay a median $1,586 a year in property tax, an effective rate of about 1.17% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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