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2026 conforming loan limit: Sanpete County, UT

Quick answer

Sanpete County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $347,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,083 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$347,200
Utah median home value$489,400
Limit ÷ median home value2.40×
Median household income$70,083
Median home value ÷ income5.0×
Population29,719
Median property tax paid (owners)$1,619
Effective property tax rate (approx.)0.47%
Owner-occupied homes74.3%
Home value rank in Utah17 of 29 counties
Neighbor: Carbon County, UTlimit $832,750; median home $228,500
Neighbor: Emery County, UTlimit $832,750; median home $218,700
Neighbor: Juab County, UTlimit $832,750; median home $425,400
Neighbor: Millard County, UTlimit $832,750; median home $284,700
Neighbor: Sevier County, UTlimit $832,750; median home $311,200
Neighbor: Utah County, UTlimit $832,750; median home $538,700

Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Sanpete County's median home value is 29% below the state median of $489,400 (rank 17 of 29). Among its 6 neighboring counties, Utah County has the highest median home value ($538,700) and Emery County the lowest ($218,700); all share the same loan limit. Owners pay a median $1,619 a year in property tax, an effective rate of about 0.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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