🇺🇸 US

2026 conforming loan limit: Moore County, TX

Quick answer

Moore County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $152,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,762 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$152,600
Texas median home value$283,800
Limit ÷ median home value5.46×
Median household income$61,762
Median home value ÷ income2.5×
Population21,373
Median property tax paid (owners)$1,985
Effective property tax rate (approx.)1.30%
Owner-occupied homes62.5%
Home value rank in Texas150 of 250 counties
Neighbor: Carson County, TXlimit $832,750; median home $143,000
Neighbor: Dallam County, TXlimit $832,750; median home $151,400
Neighbor: Hansford County, TXlimit $832,750; median home $124,800
Neighbor: Hartley County, TXlimit $832,750; median home $262,500
Neighbor: Hutchinson County, TXlimit $832,750; median home $119,100
Neighbor: Oldham County, TXlimit $832,750; median home $162,800
Neighbor: Potter County, TXlimit $832,750; median home $147,300
Neighbor: Sherman County, TXlimit $832,750; median home $146,900

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Moore County's median home value is 46% below the state median of $283,800 (rank 150 of 250). Among its 8 neighboring counties, Hartley County has the highest median home value ($262,500) and Hutchinson County the lowest ($119,100); all share the same loan limit. Owners pay a median $1,985 a year in property tax, an effective rate of about 1.30% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this