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2026 conforming loan limit: Moore County, TN

Quick answer

Moore County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $285,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,469 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$285,300
Tennessee median home value$286,700
Limit ÷ median home value2.92×
Median household income$66,469
Median home value ÷ income4.3×
Population6,674
Median property tax paid (owners)$1,288
Effective property tax rate (approx.)0.45%
Owner-occupied homes82.5%
Home value rank in Tennessee17 of 95 counties
Neighbor: Bedford County, TNlimit $832,750; median home $281,200
Neighbor: Coffee County, TNlimit $832,750; median home $246,800
Neighbor: Franklin County, TNlimit $832,750; median home $236,900
Neighbor: Lincoln County, TNlimit $832,750; median home $229,700

Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Moore County's median home value is 0% below the state median of $286,700 (rank 17 of 95). Among its 4 neighboring counties, Bedford County has the highest median home value ($281,200) and Lincoln County the lowest ($229,700); all share the same loan limit. Owners pay a median $1,288 a year in property tax, an effective rate of about 0.45% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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