Mississippi County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,548 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $122,500 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 6.80× |
| Median household income | $52,548 |
| Median home value ÷ income | 2.3× |
| Population | 39,126 |
| Median property tax paid (owners) | $635 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 60.0% |
| Home value rank in Arkansas | 44 of 75 counties |
| Neighbor: Craighead County, AR | limit $832,750; median home $210,400 |
| Neighbor: Crittenden County, AR | limit $832,750; median home $160,200 |
| Neighbor: Poinsett County, AR | limit $832,750; median home $103,000 |
| Neighbor: Dunklin County, MO | limit $832,750; median home $97,600 |
| Neighbor: Pemiscot County, MO | limit $832,750; median home $97,000 |
| Neighbor: Dyer County, TN | limit $832,750; median home $166,400 |
| Neighbor: Lauderdale County, TN | limit $832,750; median home $143,200 |
| Neighbor: Shelby County, TN | limit $832,750; median home $249,100 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mississippi County's median home value is 35% below the state median of $188,000 (rank 44 of 75). Among its 8 neighboring counties, Shelby County has the highest median home value ($249,100) and Pemiscot County the lowest ($97,000); all share the same loan limit. Owners pay a median $635 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Mississippi County, Arkansas?
Mississippi County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,548 (FHFA; Census ACS 2020–2024).
What is the median home value in Mississippi County, Arkansas?
The median owner-occupied home value in Mississippi County is $122,500 (ACS 2020–2024), versus $188,000 statewide.
Do I need a jumbo loan in Mississippi County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $122,500, so the cap is 6.80 times the typical home value.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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