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2026 conforming loan limit: Mcpherson County, KS

Quick answer

Mcpherson County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,851 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$211,200
Kansas median home value$217,200
Limit ÷ median home value3.94×
Median household income$78,851
Median home value ÷ income2.7×
Population30,205
Median property tax paid (owners)$2,901
Effective property tax rate (approx.)1.37%
Owner-occupied homes75.5%
Home value rank in Kansas11 of 105 counties
Neighbor: Dickinson County, KSlimit $832,750; median home $146,800
Neighbor: Ellsworth County, KSlimit $832,750; median home $114,900
Neighbor: Harvey County, KSlimit $832,750; median home $180,300
Neighbor: Marion County, KSlimit $832,750; median home $124,200
Neighbor: Reno County, KSlimit $832,750; median home $132,500
Neighbor: Rice County, KSlimit $832,750; median home $104,600
Neighbor: Saline County, KSlimit $832,750; median home $179,600

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mcpherson County's median home value is 3% below the state median of $217,200 (rank 11 of 105). Among its 7 neighboring counties, Harvey County has the highest median home value ($180,300) and Rice County the lowest ($104,600); all share the same loan limit. Owners pay a median $2,901 a year in property tax, an effective rate of about 1.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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